Why wait to buy life insurance? As Eleanor Roosevelt once said, “Today is the oldest you’ve ever been, and the youngest you’ll ever be.” And regarding life insurance, that is a delicate topic: death and the circumstances surrounding it. It’s one you may not want to think about. But the truth of the matter is that you should do your planning now and make sure your loved ones have the resources to settle your affairs.
Deciding to buy life insurance is one of the smartest decisions you can make for your family. InsureYourHome.com has experts that will listen to your needs and walk you through the available options. No matter your situation, there is a life insurance product out there that you can afford. We will help explain the different types of coverage and how to calculate the amount of coverage that is right for you.
Life insurance is one of the most important types of insurance to have when you have loved ones that depend on you. However, many families don’t actually have any life insurance coverage, which can be essential to providing money for funeral expenses and unpaid loans/debts. We can answer questions like why to buy life insurance or how much is needed to keep families secure in the future. Here are a few reasons families and individuals buy life insurance:
- Income replacement
- Covers burial costs
- Pay off outstanding debts
- Education/college tuition
- Build cash value
- Diversify investments
- Business planning
- Estate planning
- Peace of mind
Contact us today with any questions you may have about buying life insurance!
Choose the right insurance for you
There are many types of life insurance policies and they are used for many different reasons. It is important to look at your personal situation and decide what’s best for you. That’s where InsureYourHome.com makes a difference. Our expert agents will go over what your needs are and show you the plans that meet those requirements.
Things to consider:
Number of years your policy is active
The dollar value of the policy
No matter the type of insurance you buy, they will all have a death benefit. Even though it says death benefit, it is for the living. It helps with the responsibilities and promises you intend to keep. The amount will vary based on what your needs are. From there, each type of life insurance product has different benefits, cash payouts, and payment plans. Our agents are ready to help answer any of your questions and speak with you today!